Ridgid Construction, Oklahoma City general contractor, Oklahoma City roofing, Oklahoma City Oklahoma roofer, Oklahoma City residential construction, Oklahoma City roof, Oklahoma City commercial construction, Oklahoma City hail damage insurance claims, Oklahoma City roofing contractor, Oklahoma City
 

Frequently Asked Questions
about Storm Damage Claims



Q. My roof is only a year old, can hail damage a new roof?

A. Well, there are many factors that may affect how prone it may be to damage, but in short, yes it can. Should a new 30-year roof be damaged, the life expectancy of the roof may be compromised by as much as 40%, leaving you with an 18-year roof.

Q. At what speed does hail fall?

A. The combination of gravity and a downward wind known as downburst (a common occurrence during thunderstorms) can propel a hailstone with speeds upwards of ninety miles per hour.

Q. How large must hail be in order to damage a wood shake roof?

A. Test conducted on wood roofs generally demonstrate that hailstones 1 ¼ inches in diameter will split wood shingles that are not in good condition. Hailstones 1 ½ inches in diameter and larger are required to split wood shingles in good condition.

Q. How do I know if I should file a claim?

A. First, a pre-claim inspection should be conducted by a trained Rigid Field Rep. to avoid unnecessary inquiries documented by your insurance provider.

Q. Will my premiums go up if I file a claim?


A. When a particular area is subject to a catastrophe and it is determined that premiums should be increased, premiums will be increased whether or not you've had any work done.

Q. What happens if my adjuster has denied my claim?

A. If it is the opinion of your Ridgid Construction Representative, we do have the ability to request a re-inspection.

Q. Can a claim be filed after my claim period?

A. No, all claims must be filed within the claim guidelines that should be stated within your insurance policy.

Do you have additional questions? Ridgid Construction can answer them! Call us at: (866) 766-3372 today.

Q. My roof is only a year old, can hail damage a new roof?

A. Well, there are many factors that may affect how prone your roof may be to damage. In short, yes it can. Should a new 30 year roof be damaged, the life expectancy of the roof may be compromised by as much as 40%. leaving you with an 18 year roof.

Q. At what speed does hail fall?

A. The combination of gravity and a downward wind known as a downburst (a common occurrence during thunderstorms) can propel a hail stone upwards of ninety miles per hour.

Q. How large must hail be in order to damage a wood shake roof?

A. Tests conducted on wood roofs generally demonstrate that hailstones 1 1/4 inches in diameter will split wood shingles that are not in good condition. Hailstones 1 1/2 inches in diameter and larger are required to split most wood shingles in good condition.

Q. How do I know if I should file a claim?

A. Prior to contacting your insurance company, a pre-claim inspection should be conducted by a trained Ridgid Project Manager. Not only will you avoid unnecessary inquiries which are documented by your insurance company, but you will know the full extent of your damages prior to the adjuster coming to your home - your Project Manager will even meet with your adjuster if you prefer.

Q. Why not use a local contractor?

A. While there are many good, local roofing contractors, most are not trained in dealing with insurance company claims adjusters. Since we specialize in insurance restoration work, we have experience dealing with EVERY insurance company, getting claims approved, and making sure you are compensated fairly.

Q. Will my premiums go up if I file a claim?

A. When a particular area is subject to a catastrophe and it is determined that premiums should be increased, your premium will increase whether or not you filed a claim. It is based on total cost of claims in the region.

Q. What happens if my insurance adjuster denies my claim?

A. If it is the opinion of your Ridgid Construction Project Manager that you have sustained damage, we have the ability to request a re-inspection. We will meet with the adjusters to substantiate your claim.

Q. Can a claim be filed after my claim period?

A. No, all claims must be filed within the claim guidelines that are stated within your insurance policy.

Do you have additional questions? Ridgid Construction can answer them! Call us at: (866) 766-3372 today.

Ridgid Construction | Now Serving Oklahoma City, OK and Surrounding Areas; PA incl. Greensburg & all of Westmoreland County, PA; and Cook County, IL.